Home of Your Own:  EIGHT REASONS TO OWN A HOME

For many Americans, the ability to own a home is one of the most important advantages of living in our country. Just consider some of the benefits of home ownership:

  1. SECURITY - your home is your "castle" giving you the comfort of having your own little corner of the world. Your home is a stronghold against inflation, Because if prices go up, so does the value of your home.
  2. INVESTMENT - as each monthly payment is made, you own more and more of your home. Each improvement you make not only enhances the livability of your home but it adds to its investment value.
  3. TAX ADVANTAGES - real estate taxes and the interest on your mortgage loan or loan contract are deducible from your income tax.
  4. CASH EQUITY - your home mortgage dollars are actually invested in a way that will keep pace with inflation and help to keep you in a favorable economic position.
  5. FINANCIAL INDEPENDENCE - home ownership can be a good foundation around which to build a personal financial program.
  6. CREDIT - owning a home can help you establish financial credibility and the equity can be a source of investment funds too.
  7. A LIFESTYLE STATEMENT - your home and your community reflect your lifestyle and provide a sense of belonging. When you own a home, you sink roots in a community.
  8. PRIDE AND SATISFACTION - your home is a source of pride, offering you privacy, freedom and independence.


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